1st Time Buyer
Seen the perfect place? Need your own space?
Want to know how much you can borrow? How much deposit will you need? What will the monthly payments be?
These are all very common questions and not just for people buying their first home, rest assured you're not alone. There is so much to consider at a time like this that the list can seem huge. Let CMS UK take a huge chunk of that worry from you and leave you to do the fun bit, finding your home. We will not only search the whole market to find you the correct mortgage we have relationships with excellent solicitors and surveyors with very competitive rates, for example, for a property valued up to £150000 we have access to valuations from only £135 including VAT.
Your own appointed mortgage advisor will be happy to answer any questions with absolutely no obligation, remember we don't charge any fees for advice, arrangement or at any other time. Remember we will not stop looking until we find the most suitable mortgage available to you.
We do not charge a fee for mortgage advice. However, we do offer a purely fee based option of up to 1.5% of the mortgage amount.
10 Tips on buying your first home
- Always try and view a property during the day.
- Know your budget and stick to it, remember to include cost for furniture and any fees.
- Get your finances in place before you start looking, its no good falling in love with the perfect place only to find its outside your limit. Give us a call.
- Consider buying with a friend or relative, this may allow you to buy a larger or better located property. Be careful who you buy with though.
- Decide on your must haves and the things you are flexible with, the more flexible you are the more choice you'll have.
- Write everything down, use a checklist when viewing a property. Get Checklist.
- Take someone who has some experience, even a friend or relative who owns their own house.
- Location for yourself and for reselling in years to come is all important, if a property is next to a big noisy factory you might struggle to sell the property when you decide to move. Make a list of things important to you like; schools, gym, shops, pubs, restaurants and keep these mind.
- Try not to view too many properties in one day, you may get confused.
- Be patient, your ideal home might not be on the market right now but it may well be next week, don’t rush into something because you're caught up in the moment.
To view our checklist, click here.
