Repayment Mortgages
A repayment mortgage, or capital and interest as it is some times called, works in the same way as most types of loans. You make regular monthly payments to the lender. This payment will be made up of capital (in other words, repaying part of the amount you originally borrowed) and interest.
So as long as you always keep up the correct payments, at the end of the term you will have repaid the loan in full.
To find out more about the different ways of repaying a mortgage please feel free to call anytime, we would be delighted to hear from you and there is no obligation whatsoever.
We do not charge a fee for mortgage advice. However, we do offer a purely fee based option of up to 1.5% of the mortgage amount.
Your home may be repossessed if you do not keep up repayments on your mortgage
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